Child Trust Funds What are they? A tax-free type of savings and investment account introduced by the Government, whereby parents and other adults can save for a child’s futur[...]
Do you know for a fact that you’ll die before you stop working? If not, think seriously about saving for a private pension. The State Pension Who gets one? Women who are 60 o[...]
Putting money away for the future improves your life today – because it creates more security for you and your family. When should you start to save? Even if your income is r[...]
What are they? Your bank lets you carry on spending money when there’s none left in your current account – this negative balance becomes your overdraft. Going overdrawn[...]
Planning your finances Take control of your money by planning ahead – consider what your financial needs might be in the future, and act now to make sure they’ll be met[...]
Personal loans Personal loans run for a fixed period and aren’t secured against anything you own, such as your home. They can be a good way to borrow because: interest rates [...]
Is your debt at ear-level, and still rising? Or has your main source of income suddenly vanished? Don’t panic. Many people hit financial crisis point. But with good informati[...]
Love and money What do love and money have to do with each other? Nothing at all, romantics may say. But money is a powerful force in relationships, and financial trouble often wre[...]
Increase your income… Women are still paid less than men for the same work. The good news is the gap is now the narrowest ever, but national statistics show we’re still[...]
What is tax? Tax is how the Government raises money for public services. We pay tax on goods and services, income we get and some transactions such as house and share purchases. In[...]
The state offers a wide range of benefits for people who need them, but many people simply don’t claim. In fact, for some types of benefit, only around half of those entitled[...]
Credit cards How do they work? You pay for goods and services with a credit card, and the issuer bills you a few weeks later on your monthly statement. You may then have another mo[...]
